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Currently Browsing: Reality Check

If You Rename the Washington Redskins, Rename Them All!

No matter which side you are on in the matter of renaming the Washington Redskins, this is funny. This guy is hilarious. Here is an e-mail sent to Clarence Page of the Chicago Tribune after an article he published concerning a name change for the Washington Redskins… Dear Mr. Page, I agree with our Native American population. I am highly insulted by the racially charged name of the Washington Redskins. One might argue that to name a professional football team after Native Americans would exalt them as fine warriors, but nay, nay. We must be careful not to offend, and in the spirit of political correctness and courtesy, we must move forward. Let’s ditch the Kansas City Chiefs, the Atlanta Braves and the Cleveland Indians. If your shorts are in a wad because of the reference the name Redskins makes to skin color, then we need to get rid of the Cleveland Browns. The Carolina Panthers obviously were named to keep the memory of militant Blacks from the 60’s alive. Gone. It’s offensive to us white folk. The New York Yankees offend the Southern population. Do you see a team named for the Confederacy? No! There is no room for any reference to that tragic war that cost this country so many young men’s lives. I am also offended by the blatant references to the Catholic religion among our sports team names. Totally inappropriate to have the New Orleans Saints, the Los Angeles Angels or the San Diego Padres. Then there are the team names that glorify criminals who raped and pillaged. We are talking about the horrible Oakland Raiders, the Minnesota Vikings, the Tampa Bay Buccaneers and the Pittsburgh Pirates! Now, let us address those teams that clearly send the wrong message to our children. The San Diego Chargers promote irresponsible fighting or even spending habits. Wrong message to our children. The New York Giants and the San Francisco Giants promote obesity, a growing childhood epidemic. Wrong message to our children. The Cincinnati Reds promote downers/barbiturates. Wrong message to our children. The Milwaukee Brewers. Well that goes without saying. Wrong message to our children. So, there you go. We need to support any legislation that comes out to rectify this travesty, because the government will likely become involved with this issue, as they should. Just the kind of thing the do-nothing Congress loves. As a diehard Oregon State fan, my wife and I, with all of this in... read more

How Does Nobody Go to Jail in Wells Fargo Fraud Case?

Wells Fargo has agreed to pay a $190 million settlement to the federal government after it admitted that thousands of employees opened fraudulent and unauthorized accounts for customers. So the big question is how does no one go to jail for this? Wells Fargo is paying this massive $190 million fine and has fired 5,300 employees. So what was taking place? In two words: massive fraud. 1.5 million checking accounts and over half a million credit cards of fake accounts were set up using real customers’ names in order for more than 5,000 employees to hit lofty sales goals. In addition to the fact that they were overcharged overdraft and maintenance fees, some customers also dealt with significant hits to their credit scores as a result of not staying current on accounts they didn’t even know they had. Since 2011, Wells Fargo says $2.6 million has been refunded to customers, who received an average of $25. Out of the $190 million fine, only $5 million will go to victims. The remaining $185 million will go to the federal government. Wells Fargo has also said that firings included managers, and that it was making investments “in enhanced team-member training and monitoring and controls.” So how is it that while employees lose their jobs, nobody goes to jail? I want you to look at this definition: identity theft is “the fraudulent acquisition and use of a person’s private identifying information, usually for financial gain.” So the question: is that what took place? Using a person or customer’s identifying information in order to set up an account they did not request or want in order to hit sales goals or financial gain? That is exactly what was happening here, and that is the exact definition of identity theft. Under federal law, let alone additional state laws, identity theft carries a penalty of up to 15 years in prison as well as substantial fines. In Wells Fargo’s case no one is going to jail— and the fine is not substantial. The $190 million is just over 3% of the $5.6 billion in revenue that Wells Fargo pulled in for just the second quarter of this year. What you need to know is that when Wells Fargo agreed to pay this pittance of a fine, the government also agreed to something else. It gave the bank immunity for any uncovered crimes that may have taken place during this same time period. So in short:... read more
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